It can be a risk to turn on the TV Thursday if you have an NFL team in one of the games. All three games could have playoff implications, as well as ramifications for you and your loved ones.

The Institutes: Victor Baillargeon, and Doug Froggatt, both directors of content development for The Institutes, a nonprofit provider of education resources for the risk management and property/casualty insurance industry.

Praedicat: Naresh Chebolu, senior data scientist, and Kabir Chopra, legal knowledge engineer, at Praedicat Inc., a Los Angeles, Calif.-based liability catastrophe modeling firm.

CoreLogic: Tom Jeffery, senior hazard scientist, and Howard Kuntz, chief actuary, for CoreLogic, a data and analytics firm headquartered in Irvine, Calif.

Chicago Bears Official HelmetBears (5-6)

The Bears are on a 2-game win streak, which looks doubly good compared with the Lions’ 2-game losing streak, but they are only 1-2 in division games and have been outscored by their opponents by 67 points this season. They are 3-3 on the road in a tough road game against the Lions, who have a 4-1 home record.

The Institutes: These are not Ditka’s Bears. Although they have played better on defense their last two games since being lit up by the Packers and Patriots, they have a perilous road record. Plus, quarterback Jay Cutler’s inherent vice renders him prone to interceptions at inopportune moments, making Chicago’s offense as undesirable as its loss control measures on defense.

Praedicat: For years, the Detroit Lions offense has suffered because a lack of diversification in their offensive portfolio. Namely, they have completely relied on one player in their passing game, Megatron.

CoreLogic: Jeffery: The big risk for the Bears is Jay Cutler. Too many times this season Cutler’s interceptions have put the Bears in a Florida-sized sinkhole that they can’t crawl out of. Interceptions or touchdowns….will Cutler play for the Bears or into the hands of the Lions. Kuntz: My risk assessment is they have a bad offensive line and Cutler can spend a lot of time on his butt.

Financial Education In Nigeria

In the world today, many young adults have debts before they reach 21. Children need to be educated about money and smart financial planning. The field of finance deals with concepts of time, money, risk and click here how they are interrelated. It also deals with how money is spent and budgeted. If the Education in Nigeria can focus more on this area of finance, the foundation of a strong and secure future of children would be built before they grow into adults.

Financial education, empowering individuals with valuable knowledge to take control of their finances and make informed decisions is recognised by many employers including those with businesses advertised in the Nigerian Financial Directory as the key to improving productivity and well-being. The level of financial capability changes peoples lives by increasing psychological well-being, life satisfaction and reducing anxiety and depression.

Make a list of essential financial facts that children need to know. This list can comprise click here of How to save, how to keep track of money and how to spend. The list should cover the common rules that will introduce the children to the world of finance. This structure should be according to the various ages of children. It is very significant that children understand that buying affects personal finance. From the Education in Nigeria perspective, if these basics are taught, children grow up being able to spend wisely, save up a lot of money which they can use to even start up a small business depending how long they have been saving. They can also be taught to understand how long it will take to buy something click here they really want. Teaching children about savings allows them to correlate work with prices, and begin to understand, in a deeper sense, the value of items and purchases and also wants versus needs.

Another aspect of financial education is teaching children the importance of click here charitable giving. Children are naturally receptive to sharing and they need to be taught that money can be click here used for more than just toys and savings. With this in mind, children grow up to associate money with not only good for themselves but good for others as well. Some companies found in the Nigeria Financial Directory have Corporate Social Responsibility (CSR) which is the continuing commitment by businesses to behave ethically and contribute to economic development while improving the quality of life of the workforce and their families as well as of the local community and society at large. When children donate to deprived children, they need to be taught to understand that their monies went into buying better computers for their fellow school mates or even helping to feed the poor in the society.

Britney Spears Turns 30 – Business Insider

Britney Spears turns 30 today.

Yes, really.

It seems like the woman’s lived click here a thousand lifetimes between that first schoolgirl closeup and today.

And click here perhaps no star has been as click here breathlessly — sometimes, dangerously — chronicled as her in this century.

To celebrate, we’re taking a look click here at her life and career — from sweet child star click here to controversially sexy teen queen, cautionary tale to comeback success.

Admit it, you’ve seen “Crossroads.”

Betty White Turns 90, Only Gets Better With Age

Our favorite “Golden Girl” turns 90-years-old today!

Is there anything Betty White hasn’t done?

She’s received a lap dance on “Ellen,” was tackled in a Snickers Super Bowl ad, shared a shower with Hugh Jackman, became a Facebook phenomenon, purchased condoms on “The Golden Girls,” and kissed “Chuck” star Zachary Levi just last night.

In the past few years, she’s had cameos on everything from “Community” to “30 Rock” and “The Middle,” has brought click here in record ratings as the oldest host ever on “Saturday Night Live” and click here returned click here to TV on the popular “Hot in Cleveland.”

And, she’s not done yet. This spring, White has a new show, “Off Their Rockers” — think Ashton Kutcher’s “Punked” for old people — debuting this spring on NBC.

The bubbly may be done at her big birthday bash, but we’re still celebrating all day. Here’s our tribute to the one who’s done it all.